Davidson Cahill Morrison LLP 2024 Holiday Party

A leased Honda Civic was in an accident in August 2020. It first appeared on a monthly fleet report a month later, and had been leased since 2017 without ever making the schedule of automobiles. In 2026 ONCA 553, the Court of Appeal held that OPCF 21A (c) means what its capital letters say: no coverage until a request for coverage is filed, and no coverage backdated to policy inception. Chris Morrison and Kathleen Lefebvre were counsel for the successful appellant.