Personal Injury · Motor Vehicle Accidents
Injured in a collision in Toronto or the GTA? You pay no fee unless we win. Speak with an experienced personal injury lawyer and Certified Specialist in Civil Litigation about the compensation you may be owed.
Free consultation · We respond within one business day · Offices in Toronto, Huntsville and Bowmanville
Injured in a car accident in Toronto?
A motor vehicle collision can change your life in an instant, and the months that follow bring insurers, paperwork and deadlines at the worst possible time. The car accident lawyers of Davidson Cahill Morrison LLP act for people across Toronto and the GTA who have suffered real harm in a crash, and we handle the legal side so you can focus on getting better.
We represent victims of car, truck, motorcycle, pedestrian and cycling collisions, including catastrophic and life-altering injuries. If you are not yet ready to call, our guide to the 7 things you need to know about car accidents in Ontario is a good place to start.
What you may be entitled to
After a collision in Ontario, there are usually two separate claims to think about. They run on different rules and very different timelines, and a misstep on either one can cost you. We pursue both where they apply.
Ontario uses a no-fault system, which means you may claim accident benefits from an auto insurer regardless of who caused the crash. Depending on your coverage, these can include medical and rehabilitation expenses, attendant care, and income replacement. Ontario's accident benefits rules changed on July 1, 2026, so the benefits available to you depend on the policy in place. We help you apply correctly and on time.
Separately, you may have a claim against the driver who caused the collision for losses that accident benefits do not fully cover: pain and suffering, past and future income loss, the cost of care, and out-of-pocket expenses. These claims are governed by strict time limits and are often contested by the insurer, which is where experienced trial counsel matters most.
Experience across every kind of collision
We act for injured drivers, passengers, pedestrians and cyclists, including the most serious cases involving traumatic brain injury, chronic pain, spinal cord and orthopedic injuries, and fatalities.
Rear-end, intersection and highway collisions, including trucking accidents and crashes caused by impaired or distracted drivers.
Riders face a high risk of catastrophic injury. We pursue full compensation where another road user was at fault.
Pedestrians struck in crosswalks, parking lots and on city streets, including liability-contested cases.
Cyclists injured by drivers and road hazards. See our guide to cycling laws and accidents in Toronto.
From concussions to severe traumatic brain injury, including simplified-procedure concussion claims.
Spinal cord injury, amputation, chronic pain and other life-altering harm requiring long-term care and support.
First steps
In the moments after a crash, get to safety and turn on your hazard lights. Check on anyone who is hurt and call 911 if there are injuries. Gather what you can at the scene: photos of the vehicles and road conditions, the other driver's licence and insurance details, and the names of any witnesses. In Ontario you must report a collision involving more than $2,000 in damage, and if police do not attend you generally have 24 hours to report at a Collision Reporting Centre. See a doctor even if your injuries seem minor, so they are documented from the start.
Read the full checklist: 7 things you need to know about car accidents in Ontario →
Working with us
Tell us what happened using the form below or by phone. There is no cost and no obligation to speak with us.
An experienced personal injury lawyer reviews your situation, explains your options, and assesses the value of your case.
If we act for you, we handle the insurers, the deadlines and the litigation, and pursue the compensation you deserve.
A proven track record
Our lawyers have recovered millions for people injured in motor vehicle collisions, including many cases where liability or damages were hotly contested and we pushed the matter to the doorstep of trial.
For a client who suffered a traumatic brain injury in a crash caused by icy road conditions (2024).
For a pedestrian who suffered two traumatic brain injuries in two separate collisions (2023).
For a client with soft-tissue neck and back injuries and PTSD from two car accidents; damages hotly contested (2023).
For a passenger who sustained a significant head injury in a car accident (2023).
For a client driven off the road by a driver who crossed the centre line, causing a back injury and chronic pain (2023).
For a teacher whose chronic pain led to early retirement after another driver ran a red light (2024).
For a client with a serious concussion and soft-tissue injuries who had to change careers (2023).
For a pedestrian who suffered a broken knee in an accident with a delivery driver; liability highly contested (2024).
Past results are not necessarily indicative of future results. Amounts recovered and other litigation outcomes will vary according to the facts of each individual case.
Why clients trust us
We have lawyers certified as Specialists in Civil Litigation by the Law Society of Ontario, a designation granted to lawyers who meet established standards of experience and knowledge.
Since 2018, our lawyers have been recognized in Best Lawyers in Canada for their work in Insurance Law, Medical Negligence and Personal Injury Litigation.
Ranked Tier 1 in Best Law Firms in Canada 2026, with a team that brings courtroom experience to every file.
Hear from former clients in their own words on our testimonials page, or meet the lawyers who would handle your case.
No fee unless we win
We believe everyone should have access to strong legal representation after a serious accident, regardless of their financial situation. That is why we offer competitive, sliding-scale contingency fee representation for motor vehicle accident claims.
Common questions
For a lawsuit against an at-fault driver, the general limitation period in Ontario is two years from the date of the accident, subject to the discoverability rule and certain exceptions. Accident benefit deadlines are much shorter: you generally must notify your insurer within seven days of the accident and submit your application within 30 days of receiving the forms. Because missing a deadline can end a claim before it starts, it is best to get advice early.
Your initial consultation is free. We act for motor vehicle accident clients on a contingency fee basis, which means you pay no legal fees unless we recover compensation for you. If we do not win, you do not owe us fees or disbursements.
Every case is different. Straightforward matters can resolve in well under a year, while serious or contested claims take longer, particularly where the full extent of an injury is still becoming clear. We explain what to expect for your situation at the outset. For more, see our note on how long a personal injury lawsuit takes to settle.
Often, yes. Accident benefits are available on a no-fault basis, regardless of who caused the crash. For the tort claim against another driver, Ontario applies contributory negligence, which means being partly responsible may reduce your recovery rather than eliminate it. We assess how fault is likely to be apportioned on your facts.
You are not required to hire a lawyer, but accident benefit forms are complex, deadlines are strict, and insurers do contest serious claims. For significant or catastrophic injuries in particular, experienced counsel can make a meaningful difference to what you recover.
You may still have options. Coverage for uninsured and unidentified motorists, and optional family protection coverage, can apply in these situations. We will review your own policy and the available coverage as part of your consultation.
Free consultation
Tell us about your accident and injuries below, with as much detail as you can. We will respond within one business day. There is no cost and no obligation.
☎ 1 (800) 661-7606Speak with our team
Provide as much detail as you can about your accident and injuries, and we will respond within one business day. With offices in Toronto, Huntsville and Bowmanville, we act for injured clients across Ontario.
220 Bay Street, Suite 1400
Toronto, ON M5J 2W4
(416) 360-1194
322 Muskoka Road 3 North
Huntsville, ON P1H 1C4
(705) 788-3740
222 King Street East, Suite 207
Bowmanville, ON L1C 1P6
(289) 316-1301