Proven Courtroom Advocates · Offices in Toronto, Huntsville and Bowmanville

Topic

Catastrophic Injury

Civil Litigation & Appellate Advocacy

Claims involving the most serious injuries, which meet the catastrophic impairment threshold under Ontario’s auto insurance regime and unlock enhanced benefits.

Navy title card reading "Major Changes to Ontario Accident Benefits, What the July 1, 2026 reforms mean for you," from Davidson Cahill Morrison LLP (dcmlaw.ca).

Ontario’s Auto Accident Benefits Change Today: What the July 1, 2026 Reforms Mean for You

As of July 1, 2026, most of Ontario’s auto accident benefits are no longer automatic. Only medical, rehabilitation, and attendant care remain mandatory, while income replacement and most other benefits become optional coverage you have to buy. Here is what changed under Ontario Regulation 383/24, who may lose access, and what every driver should do at renewal.

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Exterior of Osgoode Hall

A Green Light for Pierringer Deals: How the Court in Cadieux Emboldens Settling Parties

The Court of Appeal for Ontario has again signalled how strongly the law favours settlement, even where a non-settling party may face real prejudice. In Cadieux v Cadieux, arising from a catastrophic multi-vehicle collision involving two children, the court treated the finality offered by tools like Pierringer Agreements as the priority, leaving co-defendants to manage their own exposure to joint and several liability rather than looking to the court for protection.

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Ontario Courtroom

Rule 53.03 and Opposing Late-Filed Expert Reports

A March 2022 amendment quietly raised the bar for litigants who serve their expert reports late. Where the old rule granted leave almost as of course, the party at fault must now show a reasonable explanation and the absence of uncompensable prejudice or undue delay. Three years of Ontario rulings show the courts taking the change seriously, which makes opposing a late report a tactic well worth considering.

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Photo of a damaged car with the title of the post.

Applying for Accident Benefits After a Car Accident in Ontario

Ontario’s accident benefits changed on July 1, 2026: medical, rehabilitation, and attendant care stay mandatory, while most other benefits are now optional. This guide explains what accident benefits cover, the current limits, how to apply after a car accident, the deadlines to watch, and how the no-fault system differs from suing the at-fault driver.

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